Rec | ZERO DOLLAR BUDGETING

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Rec'd on 🆓 how to live more frugally?

Zero dollar budgeting

give every dollar a job, I use YNAB. Great way to budget and track spending on a monthly basis

@aidanaguirre

May 12, 2024

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manually budgeting

I’m up in my bank account every week writing every transaction out in a spreadsheet and I’ve never been better with money in my whole life. Also helped me notice asap when a whole mess of fraudulent transactions slipped in while I was occupied moving and otherwise wouldn’t have seen them for a while. It’s absolutely more effective than a Mint budget tracker because you have to confront EVERY purchase and contemplate what actually has value to you.

@bumbythefool

Jan 6, 2025

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TRACKING MY DAILY SPENDING

currently being a bit more financially responsible and finding that the only way for me to stay on top of things is to know my daily budget and actually write it down and see the numbers with my own eyes, because numbers don't mean shit to me otherwise

@ymage

22h ago

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Have. A. God. Damn. Budget.

Start by tracking your income and expenses to understand where your money goes. Setting up a budget allows you to see your monthly spending and identify areas where you can cut back.