1. I tracked every single thing I spent for a few months to get an idea of what my budget should be and where I can cut back.
2. I set up an auto transfer once a month into a HYSA and another one into an IRA, based on the budget from step 1. They are not huge amounts by any means, and sometimes it feels futile. But it keeps the money out of my checking and hopefully in time I'll be able to start saving more.
3. Anything I really like and want to buy I add to a Pinterest board as my wish list. I tell myself I can come back later and buy it if I really want it. I probably end up buying 1 out of every 50 things I put there. It's also humbling to look back it and see things on the list that I don't like anymore. Good thing I don't own them!
Dec 1, 2024
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currently being a bit more financially responsible and finding that the only way for me to stay on top of things is to know my daily budget and actually write it down and see the numbers with my own eyes, because numbers don't mean shit to me otherwise
17h ago
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I’m up in my bank account every week writing every transaction out in a spreadsheet and I’ve never been better with money in my whole life. Also helped me notice asap when a whole mess of fraudulent transactions slipped in while I was occupied moving and otherwise wouldn’t have seen them for a while. It’s absolutely more effective than a Mint budget tracker because you have to confront EVERY purchase and contemplate what actually has value to you.
Jan 6, 2025
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as a victim of random daily purchases that add up with literally nothing to show for it but no fucking idea where my money went, yeah.
Apr 14, 2025
Top Recs from @amlitwicki
Jan 9, 2025
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it's a small sketchbook with a survey of questions I ask everyone who comes over. Each person gets their own page to answer the questions and are required to draw a self portrait with it. People love doing it because everyone gets a spotlight moment, it generates conversation, and I get a fun memento
Feb 2, 2024
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I don’t care anymore how many people pass me on the road or about other people’s strava screenshots - I just enjoy being outside and listening to some tunes and moving around in the world
Jan 30, 2024